U.S. Credit Risk Analyst - Corporates

Requisition ID: 132167

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The incumbent will cover US corporate borrowers, which may include, but is not limited to, the following industry groups: general commercial & industrial, utilities/power, wholesale, agriculture, food & beverage, cable & telecom, entertainment, retail, real estate, hospitality, gaming, aerospace & transport and technology. The role will ensure that specific individual goals, plans and initiatives are executed and delivered in support of the Bank’s business strategies and objectives; and that all credit activities are conducted in compliance with governing regulations, as well as internal policies and procedures.

The position will be located in New York and report to the Director, U.S. Credit Risk – Corporates.

Is this role right for you? You will be responsible for:

• 
  Manage a portfolio of individual credits across multiple corporate industries
• Assist in the process of assessing, adjudicating and monitoring both individual credits and the coverage portfolio
• Product coverage is broad and will include all products that have credit risk, such as loans, loan products, derivatives, commodities and banking products
• Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge
• Identify risk mitigation opportunities where appropriate
• Assist in preparing information for and responding to questions from regulatory authorities and audit
• Ensure that all credit adjudication(s) and daily practices adhere to Bank policies and procedures
• Understand and implement the Bank’s risk appetite and risk culture in day-to-day activities and decisions
• Coordinate and work with Head Office Global Risk Management when necessary in matters related to the presentation of the global view of credit risk related to the portfolios
• Participate in special projects within U.S. Credit Risk Management related to broader strategic initiatives and the development of portfolio management and reporting capabilities

Do you have the skills you need to succeed? We'd love to work with you, if you have:

• 
  Minimum a Bachelor’s degree in a related discipline. Master's degree, recognized professional designation in a specialized area of finance or business, or equivalent, is an asset.
• 2-5 years of experience in financial and credit risk analysis;
• Understanding of the Bank’s lending policies, procedures and practices;
• Understanding of credit risk, and the structures and protections required for the exercise of credit analysis, including knowledge of lending and derivative products and associated documentation;
• Knowledge of finance and accounting including financial projections and sensitivities; computer literacy;
• Strong communication skills, both written and oral;
• Proactive decision-maker; must handle high volume of credit intensive work; must take initiative in a highly time sensitive environment;
• Collaborative, strong sense of teamwork;
• Highly organized with an ability to work in a fast-paced, multi-stakeholder environment and manage multiple priorities;
• Ability to prioritize tasks;
• Creative problem solving and the ability to motivate others and implement new solutions.

Location(s): United States : New York : New York City

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.